Effective date: October 1, 2026
Financial Predator ("we," "us," or "our") respects your privacy and is committed to protecting personal information collected through financialpredator.com (the "Site") and in connection with insurance advisory, quoting, and servicing activities. This Privacy Policy explains what we collect, how we use it, how we share it, and the choices available to you.
This Policy applies to visitors, prospective clients, policyholders, and business contacts who interact with our Site, web forms, email communications, and client portals. It does not apply to third-party websites linked from our Site or to Insurers' independent privacy practices, though we require partners to handle data responsibly.
We collect information you submit voluntarily, including name, email address, policy interests, messages, beneficiary details for illustrations, business information for commercial quotes, and payment-related data when you choose online billing options. Newsletter and marketing subscriptions store your email and preferences until you unsubscribe.
When you apply for coverage, we may collect additional details required for underwriting, such as date of birth, driving history, property characteristics, prior claims, health information for certain life or disability products, and financial information for large limits. We collect only data necessary for the stated purpose.
When you browse the Site, we may automatically collect device identifiers, browser type, operating system, referring URLs, pages viewed, and approximate location derived from IP address. We use cookies, pixels, and similar technologies as described below.
With your authorization, we may receive motor vehicle records, property data, credit-based insurance scores where legally permitted, claims history reports, and verification data from consumer reporting agencies, government databases, and partner Insurers.
We use personal information to:
Where applicable, we process data based on your consent, performance of a contract, legitimate interests in operating our business and securing the Site, and compliance with legal duties such as record retention and anti-fraud requirements.
We do not sell your personal information. We may share data with:
Insurance carriers and reinsurers to underwrite, issue, and service policies; service providers who assist with hosting, email delivery, analytics, document storage, and payment processing under contractual confidentiality obligations; professional advisors such as auditors and legal counsel; and authorities when required by law, subpoena, or to protect rights and safety.
Business transfers: if we undergo a merger, acquisition, or asset sale, information may transfer subject to this Policy or notice to you.
Essential cookies enable navigation and form security. Analytics cookies help us understand aggregate usage patterns. Marketing cookies may be used to measure campaign effectiveness. You can control cookies through browser settings; disabling certain cookies may limit Site functionality.
We retain information as long as needed to provide services, meet insurance record-keeping requirements, resolve disputes, and satisfy legal obligations. Retention periods vary by data type and jurisdiction; application and policy records are typically retained for multiple years after relationship end as required by regulation.
We implement administrative, technical, and physical safeguards including encryption in transit, access controls, employee training, and vendor assessments. No method of transmission or storage is completely secure; please use strong passwords and protect portal credentials.
Depending on your location, you may have rights to access, correct, delete, or restrict processing of your personal information, to data portability, and to object to certain processing including direct marketing. You may unsubscribe from marketing emails via the link in each message or our Unsubscribe page. To exercise privacy rights, email privacy@financialpredator.com with sufficient detail for us to verify your identity.
The Site is not directed to children under thirteen, and we do not knowingly collect their personal information. If you believe a child provided data, contact us for deletion.
If data is processed in countries other than your own, we implement appropriate safeguards such as standard contractual clauses or equivalent mechanisms required by applicable law.
Health and financial data collected for insurance purposes receives heightened protection. We limit access to personnel and partners with a need to know and prohibit use for unrelated purposes.
We may update this Privacy Policy to reflect operational, legal, or regulatory changes. Revisions will be posted with a new effective date. Material changes may be communicated by email or prominent Site notice where required.
For privacy questions or requests, contact privacy@financialpredator.com. For general support, use support@financialpredator.com.
